Why should I accept credit cards?
Millions of cards are carried in the U.S. by people who take their cards where ever they go—to the mall, on vacation, to the post office, out to eat, to the dentist and surfing the Internet. These consumers enjoy the convenience, the flexibility and the security credit cards offer.
For years, card acceptance has been expected at places
 like retail stores, hotels, restaurants and airlines. But today, consumers expect to be able to use their cards for a much broader range of products and services, including health care services, groceries, tuition payments, movie tickets and recurring payments such as cable or utility bills. And the list will only continue to grow.
As a result, businesses who accept cards are not only gaining more customers, they are gaining more loyal customers and customers who spend more. In addition, these merchants and service providers are gaining real bottom line benefits for their business.
How does accepting credit cards mean more business?
Credit cards acceptance offers your business a wide range of benefits in terms of reduced operating costs and increased profitability, including:
Increased Sales - Consumers can take advantage of specials, stock-up on the products and services they need most, and in the case of health care services, obtain treatment when it's needed.
Faster Payment - With credit card transactions, you receive payment within 24-72 hours, improving your cash flow.
Reduced Costs - You can save time on the management of billing, sending statements and tracking receivables, reducing your overhead and related expenses.
Fewer Processing Problems - Reducing the number of checks you take in diminishes the likelihood of problems resulting from processing checks. So you'll avoid redeposit fees and the cost of processing additional transactions.
Improved Customer Service - Consumers enjoy the speed, convenience and payment flexibility that cards provide. Card acceptance lets you accommodate these consumers and offer increased payment options with monthly, quarterly or semiannual billings.
We offer programs for most business types.
(Sources: Visa Systems Panel Study, June 1996, Visa Quarterly Statistics, June 1996, Visa Business Research and Reporting January 1996)
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