TeleCheck Electronic Check Acceptance® (ECA®) Service
 TeleCheck brings the power and convenience of electronic check commerce to the point-of-sale with the TeleCheck Electronic Check Acceptance® (ECA®) Service. This digital process allows merchants to accept checks as quickly, safely and easily as credit cards while improving the cash flow of their business.
Here's how it works. The business authorizes the consumer's check through TeleCheck using the Eclipse payment terminal or other ECA-certified point-of-sale terminal. Once the transaction is approved, the clerk gives the check writer a printed receipt for signature. The check writer's signature allows TeleCheck to electronically present the transaction to the check writer's bank for settlement and that money is then automatically deposited in the business's bank account.
The ECA service makes it safer, faster and easier to accept checks and will make checks a more viable payment option for both businesses and consumers.
- Improves cash flow
- Minimizes returned checks, returned check fees and warranty claims
- Reduces merchant bank fees
- Streamlines the check acceptance process and reduces paperwork
- Expedites closing, balancing and settlement
 Telecheck® Eclipse™ - The Eclipse terminal combines the benefits of the industry’s largest, most accurate databases with the most advanced authorization and payment technology. Here are just a few of its many features and benefits:
Supports all non-cash payment options, including checks, credit and debit cards, and EBT transactions. It also can support up to three TeleCheck programs, making it the single solution for all your payment needs.
Built-in ink jet receipt printer reduces counter space, voids ECA transactions, and franks paper checks to include your subscriber number and approval code, which saves time and minimizes errors.
Backlit touch-screen display provides user-friendly interface and exceptional visibility, even in low light.
Instantaneous authorization speeds checkout using risk assessment capabilities.
State-of-the-art check reader converts paper checks into electronic items with added precision, reducing error and fraud.
Dual-track magnetic stripe reader automatically collects and inputs data from credit cards and driver’s licenses, reducing procedural errors.
Full reporting capability provides easy access to all payment information - including both totals and details - for all payment types.
Stores up to 500 check and 300 card transactions, greatly reducing closing frequency requirements.
Check imaging allows merchants to process checks without identification in most cases.
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